Create a Verified Payoneer Account in Nigeria (In Seconds!)

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Last updated on January 30th, 2023 at 09:06 pm

Payoneer is an online banking platform similar to PayPal that allows you to send and receive money via the internet.

With Payoneer, you can create a virtual bank account in various currencies, including US dollars, Euros and British pounds. 

How to Create a Payoneer Account in Nigeria

It gives users the opportunity to use credit cards such as MasterCard and Visa.

Payoneer is the best alternative for Nigerians who would like to conduct financial transactions due to the constraints imposed by PayPal on Nigerians.

You will discover how to open a Payoneer account in Nigeria in this informative article.

Payoneer allows you to open a bank account in the United States and receive payments from customers and users globally. Payoneer beat PayPal in this aspect by offering users a virtual bank account that can make transactions much like a real bank account!

If you reside in Nigeria, Ghana, or another PayPal-restricted country, you can use Payoneer to conduct financial transactions.

You’ll also acquire a fully interactive bank account that can be used for your foreign business transactions.

Perhaps you have challenges getting a PayPal account, here’s how to create a verified PayPal Account in Nigeria that sends and receives money

Most online businesses today require you to have Payoneer to receive payment, e.g., Ezoic, and Google AdSense, as they are international companies.

If you’re using AdSense in the United States or the United Kingdom or dealing with other companies who pay via Payoneer, they’ll ask for your bank account information in the United States or the United Kingdom.

Another essential reason for Payoneer’s popularity in Nigeria is that it may withdraw money from PayPal.

With the help of Payoneer, you can easily set up a PayPal account in the United States, connect your Payoneer, and have your funds transferred to your Payoneer.

You won’t have to fight any PayPal exchanger with this. You may read more about it here.

See Also: How To Create a Verified Clickbank Account in Nigeria


The Advantages of Using Payoneer

  • In Nigeria, you can open a Payoneer account. It is entirely free.
  • Second, virtual bank accounts can be set up to collect payments from American and European businesses.
  • You may apply for a debit card to use for online shopping and ATM withdrawals.
  • To access the Payoneer website in Nigeria, you do not need to change your IP address or use a VPN.
  • Payoneer is a safe and secure payment method that is accepted in over 150 countries.
  • It will give you a $25 reward if you receive $1000 in payments into your Payoneer account.
  • Payoneer accounts can be used to receive money from freelancing markets such as Fiverr, Upwork, and other websites that support Payoneer as a payment mechanism, among other things.


Requirements to Open a Payoneer Account

The requirements to open a Payoneer account are listed below.

  • Full name. It must be your full legal name.
  • Your information via email
  • A home address is required. This should be accurate because it is at this address that your card will be mailed if you request one.
  • Year of birth
  • Your contact information
  • A government-issued identification card

Sign Up on Payoneer


How Can I Register a Payoneer Account in Nigeria?

Payoneer Homepage

To open your Payoneer account in Nigeria, simply follow these steps:

  1. Go to the official website.

To open a Payoneer account in Nigeria, the first step is to go to the website.

  1. To register, go here.

On the website and click the register option.

Click the registration button on the home page.

  1. Complete the online registration form.

Payoneer Signup page

Complete the registration form to the best of your ability. Make sure you’re just giving out accurate information.

  1. Make sure your email address is correct.

You will be asked to confirm your email address. To use Payoneer, go to your email account and click the link.

Congratulations! You’ve got a Payoneer account.

See Also: How to Get Digital Marketing Jobs With No Experience


How do I Get Money from Payoneer?

Here are some options for receiving funds into your Payoneer account.

How to make payment on Payoneer

  1. Login using your account number.

Payoneer Global Payment Service lets you open and manage bank accounts in a variety of currencies.

Simply send the company or individual who is paying you your bank account information. That’s all there is to it. Once they transfer the monies into your bank account, the funds will show in your Payoneer account.

By logging into your account, you may see your account number. On the top menu, select Receive.

Then select Global Payment Service from the drop-down menu. You can see your bank account information there.

Payoneer is a service that allows you to receive money.

  1. Request payment from your clients by clicking on Receive.

Logging into your Payoneer account and requesting payment from your clients is another way to get cash. It’s pretty simple.

Log in to your account and submit a payment request. Your client will receive an email including a payment link. You receive the money in your Payoneer account as soon as the client makes the payment.

You can make a payment request by login into your Payoneer account, selecting Receive from the top menu, and then setting Request Payment.

  1. Make use of a large payout

If you work as a freelancer or for a firm that takes Payoneer, such as Upwork, Fiverr, or others, you can use Payoneer. You need to register your Payoneer account with them, and they will send payment to your Payoneer account immediately.

  1. Login with your Payoneer email address


Payoneer allows you to accept money from other Payoneer users. All you have to do is provide them with your Payoneer account’s email address. They’ll be able to send money to you directly from their Payoneer account.

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How to Use Payoneer to Send Money or Make a Payment

To conduct financial transactions with Payoneer, follow these easy steps.

  1. Go to your Payoneer account and log in. You must be logged in to send money or make a payment.
  1. Press the “Pay” button. From the top menu, select Pay.
  1. Select Make a Payment from the drop-down menu. There are two options: pay your VAT or make a payment. It is recommended to make a payment until you are confident of what you are doing.
  1. Decide how you’d want to give money. You have the option of paying into the recipient’s Payoneer account or their bank account.
  1. Pay the bill

To complete your payment, follow the on-screen steps.


How to Withdraw Money from Your Payoneer Account in Nigeria

Please keep in mind that there are two options available, and you may only choose one!

You can withdraw using your Nigerian bank account or a Payoneer card that will be mailed to you.

If you go with a card, you can only withdraw money from ATMs; you won’t be able to cash out to your bank account.

How to withdraw from Payoneer

You will not be able to withdraw with a card if you choose to withdraw with your bank account.

Once you’ve accepted to get the card, you won’t be able to withdraw money from your local bank account.


To withdraw money from your Payoneer account, follow these steps:

  1. Go to your account and log in.

Make sure you’re logged in before you withdraw funds from your account.

  1. Select the “Withdraw” option.

Withdraw may be found in the top menu. Select it by clicking on it.

  1. Select the account from which you want to make a withdrawal.

You can examine the many bank accounts that you have with Payoneer. Choose the one from which you want to withdraw.

  1. Fill in your banking information.

Fill in the details of the local bank account to which you want to make a withdrawal.

See Also: How to Make Money on WhatsApp – 8 Legit Ways


How Can I Get Payoneer Card in Nigeria?

Payoneer Card

A Payoneer card is a real or virtual card that you may use to link your Payoneer account to any currency balance.

The Payoneer card may be used wherever Mastercard is being used and accepted, including ATMs, shops, and online.


Depending on your region, you will be able to order the card either during the application process or after it has been finished through your online account.


To order a Payoneer card, follow these instructions.

  1. Go to your Payoneer account and log in. To order cards, you must first log in to your account.
  1. Select Settings. On the top menu, select settings.
  1. Select Payoneer cards from the drop-down menu. When you place your mouse over settings, you will notice Payoneer cards, which you should click on.
  1. Click the “Order Now” button. Click order now on the new page that appears. After clicking that, complete your request by following the on-screen steps.

See Also: How to Recover a Hacked Facebook Account Really Fast


How Should You Make the Most of Your Payoneer Card?

With your Payoneer card, you may withdraw money from ATMs all around the world.

You may use the card to purchase online on any website that accepts credit cards. A MasterCard or Visa card will be accepted.


Summary of How to Create a Payoneer Account in Nigeria

Here’s how to begin your account opening and setup

  1. Visit the Payoneer website
  2. Click to sign up
  3. Fill out the registration form
  4. Confirm and activate your email 


How can I receive money from Payoneer?

  1. Log in using your account number.
  2. Make a payment request for your clients.
  3. Make use of a large payment
  4. Log in with your Payoneer email address.


How to use Payoneer to send money or make a payment

  1. Log in to your account.
  2. Select Make a Payment from the Pay drop-down menu.
  3. Decide how you’d want to transfer money.
  4. Pay the bill


How can you get cash out of your Payoneer account?

Log in to your account and then select “Withdraw” from the drop-down menu.

Select the account from which you wish to withdraw funds, then input your bank account details.


How can I place an order for a Payoneer card?

Log in to your Payoneer account and go to Settings. Select Payoneer cards from the drop-down menu and click the “Order Now” button.




Creating a Payoneer account is the fastest and easiest way to receive payment in Nigeria as an online business owner or freelancer. You don’t have any reason not to earn in foreign currencies in Nigeria.

Having followed my detailed instructions on how to create a Payoneer account in Nigeria, you should be ready to start transacting and also request your Payoneer card.

Further Reading on To learn more about blogging, check out how to start blogging in Nigeria and also the top lucrative business ideas in Nigeria.

Harrison Acha is a Digital Marketing Expert, Seasoned Blogger, Facebook Marketing Expert, Writer, SEO Expert, and Digital Content Creator. Have been in the IT industry for more than a decade, and helping both tech and non-tech professionals become more productive and less frustrated with technology. Follow me on LinkedIn, Twitter and Facebook.

PrimeGate Digital is a Result Driven Blog that strives to go beyond ‘Conventional Digital Marketing’ through digital innovation and performance marketing. We have experience working with world class brands and products.


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