Top 21 Online Investment Platforms in Nigeria

Last updated on January 30th, 2023 at 09:49 pm

We’re all seeking ways to better our savings habits and, beyond that, maximise our investments, whether we’re salaried or self-employed.

Traditional methods of saving and investing are becoming obsolete. Since we are living in the twenty-first century, technology has provided us with a number of options for investing our extra cash.

If you live in Nigeria or a Nigerian staying overseas, you already know that leaving your money in the bank would only reduce your savings, not grow them.

Why don’t you use online investment platforms in Nigeria to generate money by harnessing technology?

By putting money into one of the many online savings and investment platforms in Nigeria that are open to the public.

In this article, we’ll explore the list of 21 top online investment platforms available in Nigeria to make more money.

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What is an Investment Platform?

Investment platforms are primarily online services that allow consumers to invest their money and earn some form of interest.

It’s understandable if you’re confused about the differences between offline and online investment platforms.

However, there aren’t really sizable differences between offline and online investment platforms. This is due to the fact that practically all investment platforms accept investments via the internet.

This implies that several of these investing platforms require investors to invest via the platform’s mobile application or website.

This isn’t to say that these online investing platforms don’t have real locations or offices. Some of them have offices where you are welcome to visit if necessary.

It’s necessary to create an account on the company’s web platform if you want to invest. In other words, the vast majority of Investment Platforms are based online.

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Top 21 Online Investment Platforms in Nigeria

Many Nigerians now regard online investment in Nigeria as taboo; they have developed phobias and experience despair anytime they read about Nigerian investment platforms.

This apprehension may stem from a poor experience they had previously, such as the struggles and tragedies they had while looking for a strategy to invest and earn money on a daily basis in Nigeria.

This could be because they fell into the wrong hands, such as Ponzi Schemes, which always promised them a lucrative financial return.

When it comes to online investing platforms in Nigeria, some people instantly evoke memories of the Ponzi Scheme “MMM.”

They’d always be reminded of what they or their friends had lost in fraudulent operations.

Many people appear to believe that Nigeria no longer has any legitimate investing platforms. However, they are unable to see that online scams (for example, MMM) are not the same as the online investment platforms we are discussing in this article.

Ponzi schemes, such as MMM, cannot be considered online investment platforms since their modi operandi are not always honest and trustworthy.

But in this article, we’re talking about legitimate investment platforms, which are companies whose business activities or strategies are authentic and reputable.

Without further ado, here are the lists of 21 of the trusted online investment platforms that allow you to invest and earn money on a daily, weekly, monthly or annual basis in Nigeria.


1. PiggyVest 

PiggyVest is West Africa’s premier digital “Savings & Investment” platform. When they first started as “” in 2016, they were merely a savings tool.

For three years, they solely offered discounts to loyal customers. Then, in April 2021, they changed their name to “PiggyVest” and started providing customers with direct investing options in addition to savings.

After 5 years, they have continued to provide exceptional service to their 1,000,000+ users, assisting them in managing their finances with ease and integrity.

Every month, their users collectively save and invest billions in Naira they would have spent otherwise.

PiggyVest’s objective is to “empower everyone to effectively handle and increase their finances

See Also: How to Save or Invest Money with PiggyVest (PiggyBank)


2. Cowrywise

Cowrywise is a fintech startup that is transforming the African investment management business and revolutionising access to savings and investment solutions for Africa’s increasing middle class and youth generation.

They are creating online savings and investing lifestyle for the next wave of rich Africans, with over 350,000 clients.

Cowrywise is a Y Combinator business and the first Nigerian company to be admitted into the JP Morgan and UKAID-backed Catalyst Fund program.

You can invest in low-risk, medium-risk, and high-risk products with CowryWise. Most of these investments span mutual fund schemes, the agriculture sector, and other third-party money market commodities.

It thrives on a 10% savings rate, while investment rates vary slightly.


3. Investment One

Investment One is a multi-faceted company that offers a wide range of financial and investment solutions throughout Nigeria.

It was formerly GTB Asset Management Limited. Investment One has provided and continues to provide new investment opportunities combined with value-added services in Nigeria’s financial industry since its founding in 2007.

They take great pride in providing industry-leading solutions. Their thorough understanding of clients’ demands and matching them against a large set of high-quality products offer us a significant market share advantage.

They have a team of investment managers ready to deliver quality services based on in-depth market knowledge, ingenuity, and service quality to their clients. 

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4. I-invest

I-invest is a mobile application that allows investors to buy securities and other financial products without the help of a broker.

Furthermore, the app features a user-friendly dashboard for tracking various investment portfolios, as well as an easy way for small investors to save money.

At the same time, they offer competitive interest rates and the ability to support fund infrastructure programs in Nigeria while generating an income.

I-invest can be downloaded for free from the App Store and Google Play Store. It allows users to buy Treasury Bills and Eurobonds, as well as trade stocks on the Nigerian Stock Exchange.


5. KolоPау

The KolоPау savings platform in Nigeria allows you to save money for any particular goal for any period of time.

Additionally, you can share your savings plan with loved ones (friends, friends and family). This will enable them to contribute to the realization of your savings goal.

KoloPay has an impressive yearly interest rate of up to 10% and withdrawal fees of up to 5% if you withdraw before the deadline.

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6. SumoTrust

SumoTrust is an online saving and investment platform that is assisting Africans in improving their bad savings and investment habits.

If you want funds to begin a business, rent an apartment, purchase a house, buy a vehicle, go shopping, pay college tuition, and so on.

SumoTrust will help you set aside money and work toward your investment goals.


7. Kuda Bank

Kuda Bank, once known as KudiMoney, is a revolutionary fintech platform that promotes innovation in Nigeria and beyond. It capitalises on its ‘bank of the free’ slogan by providing a variety of cost-free services to its members.

KudaBank, like a handful of its competitors, pays a 10% interest rate on savings. It also offers its customers low-interest loans.


8. Carbon

Carbon is one of Nigeria’s most popular online investing platforms, offering a wide range of digital financing options.

They began in the digital financing industry as a loan app, but today provides a variety of services ranging from savings to money transfer and investing.

With as little as 100 Naira, you may begin investing in carbon and earn up to 16% each year. You can also select a time frame for your investment, which runs from 3 to 12 months.

To invest with Carbon, first choose an investment plan (Cash Vault, Goals, or Flexsure), then enter the amount you wish to invest, the length, and finance with a bank account or card.

Your money is secure with Carbon. One Finance and Investment Ltd, a CBN-licensed and regulated company, manages all of the funds.

When investing, you have the flexibility to invest for 3, 6, or 12 months at a rate of up to 16 percent.

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9. Bamboo

The list of the top online investment platforms in Nigeria will be incomplete if it doesn’t include Bamboo.

Bamboo is a reputable investment business that provides unfettered access to over 3,000 equities listed on the New York Stock Exchange from the convenience of your mobile phone.

You may instantly load your Bamboo Naira or Dollar wallet and start investing without wasting time. You can also expand your portfolio by purchasing an ETF (exchange-traded fund).

If you want to start investing in bamboo, you’ll need at least 20 dollars or the Naira equivalent.

However, you should keep in mind that if you invest in Naira, you can only withdraw to a Naira account, and if you invest in USD, you can only withdraw to a USD account.

When you register for a Bamboo account, you’ll be asked for your BVN, as well as a valid ID and an electricity bill

They accept Master and Visa cards as well as bank transfers as modes of payment.

The Bamboo app features a simple design with built-in technology that allows you to see a realistic view of your portfolio’s performance over time so you can update your strategy and learn as you go.

You can also use the app to monitor returns on your investment purchases.

Securities Investment Protection oversees all Bamboo investments, and all accounts are protected to the tune of $500,000 by the Federal Deposit Insurance Corporation (FDIC).


10. RiseVest 

RiseVest makes it simple to invest in assets denominated in different currencies throughout the world.

You can invest in any of the well-managed assets with a guaranteed return of up to 14 % and a potential return of up to 41 % every year.

Among their most valuable assets are real estate, bonds, and stock. You can count on smart wealth management with RiseVest. With RiseVest, your money is safe since it is overseen and supervised by ARM Trustee Ltd.

The platform includes an easy-to-use interface with an integrated tracker that allows you to keep track of your investments and monitor how you’re performing in real-time.

You can also set investment goals using their app.

To get started with RiseVest, you’ll need at least $10, following which you’ll select a plan and specify a length for your investment.

All RiseVest accounts are encrypted using the same technology that banks employ.

RiseVest is unique in that it provides you with free professional financial planning for your investment.

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11. Trove 

Trove is one of the most popular online investment platforms in Nigeria that enables you to invest in American, Asian, and Nigerian stocks, treasuries, ETFs, and other instruments using your smartphone.

You can begin your investing project with as little as $10. With Trove, you can make a one-time investment in any publicly listed stock, bond, or international commodity using a card payment card or a bank transfer.

You can invest in Trove using Naira or Dollar. Dollar wallets are designed to invest in overseas equities, whereas Naira wallets are designed to invest in local Nigerian companies.

To get started with Trove, you’ll need your BVN, as well as a valid driver’s license and an energy bill.

When you open a brokerage account, you’ll be able to start investing right away thanks to Trove’s more than 4,000 stocks.

Your money is safe with Trove.

Sigma Securities Ltd and ARM Securities Ltd, both SEC-licensed regulated brokerage firms, hold and manage all of Trove’s assets.

Trove features a trending stock indicator to assist you in identifying investment options based on your profile.

Their app also shows which stocks are surging in the news, on social media, and elsewhere.

Furthermore, the app provides decision-support indications and data based on the company’s past performance, analysts’ opinions, and expected performance trends.


12. Chaka

Chaka is a financial-technology solution provider on a mission to provide transnational virtual investment and investment management options to African businesses and citizens.

Their team combines financial knowledge with industry-leading technology to deliver dependable online investing, trading, and asset management products that are simple to use and integrate.

Without a doubt, Chaka is currently one of the finest ways to buy stocks, securities, equity funds, and other investments from the United States, the United Kingdom, Nigeria, and China, among other countries.

It is a reputable investment company with a license from the Nigerian Securities and Exchange Commission (SEC)

The Nigerian Stock Exchange and Central Securities Clearing System (CSCS) oversee local investments, while FINRA and the US Securities and Exchange Commission supervise their dollar investments.

SIPC insures all Dollar accounts up to $500,000 in value. You can choose from over 4000 dollar assets to invest in.

Chaka has created an easy-to-use app to help handle the peaks and valleys of investing. With Chaka, you can begin trading Nigeria and overseas stocks for as little as $10.

Some of the world’s finest equities, such as Apple, Google, Netflix, Alibaba, Tesla, etc., are in their portfolio.

Chaka allows you to track the progress of your financial purchases.

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13. Wealth NG

This is another excellent investment website that allows you to invest in government bonds, Equities, Stock Funds, and Rental Properties.

You can track and control your investments instantaneously on their user-friendly website, as well as see how much return you’ll collect when your investment grows.

As a member, you have access to professional financial advisers for assistance.

You can invest in short-term commodities like government bonds for thirty days or long-term commodities like shares and real estate holdings via Wealth NG.

To get started, you’ll need your BVN and next of kin to validate your identity. Wealth NG employs an interactive chatbot driven by artificial intelligence.

The chatbot’s purpose is to provide personalized investment advice and respond to questions. Wealth also has savings accounts with interest rates as high as 7% per year, and you may start saving with as little as 1,000 Naira.

Wealth NG is free to download from the Apple App Store and Google Play Store. You can use their app to make investments, check your portfolio, send gifts, and calculate your net worth, among other services.

Bonds require a minimum investment of 100,000 Naira to begin, and you can sell them at any moment before they mature. Sankore Securities Ltd, which is licensed with the NSE and regulated by the SEC, manages all of the funds under Wealth NG.


14. Payday Investor

This is an investment framework that allows you to save money while also allowing you to grow your earnings by investing in the ARM Money Market Fund.

Payday Investor is a service provided by ARM Investment Managers, a division of Asset & Resource Management Holdings Limited, which is licensed and governed by the Securities and Exchange Commission.

They offer an easy-to-use app available on the Apple and Google Play Stores. The app can also help you keep track of your everyday interests.

You can expect a return of up to 15% on your money.

As an investor, you have the option of automating your savings in the manner that suits you most, whether weekly or monthly.

To begin, you’ll need at least 1,000 Naira, then you’ll need to set up an account and establish an investment strategy as well as financing options.

You can withdraw your savings at any moment from the ARM Money Fund, which invests all of your savings.

Because Payday Investor is an ARM product, you have access to professional financial advisers in case of an emergency.

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15. Ziing

Ziing is one of Nigeria’s hottest FinTech applications. Investment One Financial Services is the driving force behind Ziing. It was created to help customers with their savings, investments, and other wealth management services.

It is one of the very popular savings and investing apps, allowing you to make direct bank account withdrawals for savings or investments.


16. Opay

Opay is one of Nigeria’s top investment portals, letting you invest and make money on a daily basis.

It is a mobile payment service operated by Opera News that offers a variety of financial services such as loans, savings, and investments.


17. IBTC Stanbic Mobile Application

Stanbic IBTC Bank is the driving force behind this platform, which aims to improve investing through creative investment plans like equity funds, asset management, and pension management.

It’s pension management is, without a doubt, the most well-known of these packages.


18. Afrinvestor

Afrinvestor is one of Nigeria’s biggest online wealth management platforms. It was designed by Afrinvest Securities Limited (ASL) to let its brokerage customers take control of their money while receiving reliable financial advice and expert guidance.

Afrinvestor has long emphasized the use of technology as a critical component of improving its capital market competitiveness.

There are three types of investment options available: POP, Groove, and Classic. Any of these options will help you achieve financial independence.

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19. Thrive

There’s a chance you were worried about agro-business. Don’t worry, Thrive has your back. If you’re an agriculturalist, you’ll love this mobile investment platform.

Its goal is to ensure that food production meets the demands of a rising population.  It grants investors access to finance agricultural businesses in exchange for a 25% return at the end of the planting season.


20. FBN Edge

FBN Edge is among the top financial investment apps available, making it simple to invest and monitor your money.

The FBNQuest Asset Management, a subsidiary of First Bank of Nigeria, owns the smartphone app. The app allows users to take charge of their financial objectives.

One thing that stands out is its team of seasoned investors and the support of one of Nigeria’s biggest banks. This is why we consider it to be among the best investment applications available today.

It has clearly gained the trust of a large number of customers.


21. FarmCrowdy

FarmCrowdy is a great way to invest in agribusiness. It gives you the perfect atmosphere and resources for investing in agriculture.

There are numerous possibilities open to you, whether it is aquaculture or animal husbandry.

You don’t have to be active in the day-to-day operations of the farm because your fund takes care of it. FarmCrowdy finances the farm and supplies the required farm equipment, crops, manure, and other materials with your money.

They provide a mobile app that you may use to manage and monitor your investments. You can also pay a visit to the farm to check where your money is going and how far they’ve come.

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Investing is a surefire way to create wealth. You can choose to invest in a diversified portfolio of bonds, individual stocks, mutual funds, or rental properties and earn up to 25% return.

With these lists of investment platforms, you can be assured that you will find reputable online investment platforms in Nigeria.

These platforms provide a stress-free investment environment. They are genuine, reliable, and trustworthy.

Regardless of your level, whether personal, professional, or newbie, these platforms let you begin investing at a very affordable cost.


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Harrison Acha is a Digital Marketing Expert, Seasoned Blogger, Facebook Marketing Expert, Writer, SEO Expert, and Digital Content Creator. Have been in the IT industry for more than a decade, and helping both tech and non-tech professionals become more productive and less frustrated with technology. Follow me on LinkedIn, Twitter and Facebook.

PrimeGate Digital is a Result Driven Blog that strives to go beyond ‘Conventional Digital Marketing’ through digital innovation and performance marketing. We have experience working with world class brands and products.


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